Effective Date: October, 2025

1. General

This website (the "Site") is owned and operated by The GOOD NEWS Club and The GOOD NEWS Letter ("we," "us," or "our"). By using the Site, you agree to be bound by these Terms of Use and to use the Site in accordance with these Terms of Use, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from The GOOD NEWS Club and The GOOD NEWS Letter.

Accessing or using the Site in any way, whether automated or otherwise, constitutes your use of the Site and your agreement to be bound by these Terms of Use.

We reserve the right to change these Terms of Use or to impose new conditions on the use of the Site from time to time. If we make changes, we will post the revised Terms of Use on this Site and update the Effective Date. By continuing to use the Site after any such changes are posted, you accept the Terms of Use as modified.

2. Intellectual Property Rights

2.1 Our Limited License to You

The Site and all materials available on the Site, including but not limited to text, graphics, logos, images, videos, audio, downloads, and digital products, are the property of The GOOD NEWS Club and The GOOD NEWS Letter and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws.

The Site is provided solely for your personal, noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been expressly authorized by us.

Unless explicitly authorized in these Terms of Use or by us in writing, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site.

You may from time to time download and/or print one copy of individual pages of the Site for your personal, noncommercial use, provided that you keep intact all copyright and other proprietary notices.

2.2 Your License to Us

By posting or submitting any material (including, without limitation, comments, testimonials, stories, prayer requests, feedback, blog entries, social media posts, photos, or videos) to us via the Site, internet groups, social media platforms, or to any of our staff via email, text, or otherwise, you represent and warrant that:

(i) you are the owner of the material, or are making your posting or submission with the express consent of the owner; and
(ii) you are at least thirteen years of age.

When you submit, email, text, deliver, or post any material, you grant us, and anyone authorized by us, a royalty free, perpetual, irrevocable, nonexclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such material, in whole or in part, in any manner or medium now known or hereafter developed, for any purpose consistent with our mission and activities.

This grant includes the right to exploit any proprietary rights in such postings or submissions, including, without limitation, rights under copyright, trademark, service mark, or patent laws in any jurisdiction. In connection with the exercise of these rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address, or screen name, as we deem appropriate.

2.3 Work Made for Hire and Assignment

You acknowledge and agree that any contributions originally created by you for us at our specific request and for compensation may be deemed a "work made for hire" under Section 101 of the United States Copyright Act. In such cases, all copyrights in such works shall belong to The GOOD NEWS Club and The GOOD NEWS Letter from their creation, and we shall be deemed the author and exclusive owner of those works.

In the event that any such contributions are not considered a "work made for hire," you hereby, without additional compensation, irrevocably assign, convey, and transfer to The GOOD NEWS Club and The GOOD NEWS Letter all proprietary rights, including all copyrights, throughout the world in perpetuity in every medium now known or later developed.

Any posted materials that are reproductions of prior works by you shall be considered co-owned by you and us.

You acknowledge that The GOOD NEWS Club and The GOOD NEWS Letter have the right, but not the obligation, to use and display any postings or contributions of any kind and may elect to cease the use and display of any such materials, in whole or in part, at any time for any reason.

2.4 Limitations on Linking and Framing

You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship or endorsement of your site by us or by the Site.

You may not, without our prior written permission, frame or inline link any content on the Site, or incorporate any of our content or intellectual property into another website or service.

3. Disclaimers

Throughout the Site, we may provide links and pointers to internet sites maintained by third parties. Our linking to such third party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through them.

We do not operate or control in any respect any information, products, or services that third parties may provide on or through the Site or on websites linked to by the Site.

If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of their respective authors or distributors, and not of The GOOD NEWS Club and The GOOD NEWS Letter. We do not guarantee the accuracy, completeness, or usefulness of any content provided by third parties.

Furthermore, we do not endorse and are not responsible for the accuracy and reliability of any opinion, advice, or statement made on the Site by anyone other than an authorized representative of The GOOD NEWS Club and The GOOD NEWS Letter acting in an official capacity.

3.1 No Warranties

THE INFORMATION, PRODUCTS, AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY THE GOOD NEWS CLUB AND THE GOOD NEWS LETTER AND ANY THIRD PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE.

3.2 Spiritual, Educational, and Non Professional Advice

The content on the Site, including any devotionals, encouragement, coaching, or teaching, is provided for spiritual, educational, and informational purposes only. It is not intended to be, and should not be construed as, professional advice of any kind, including but not limited to medical, mental health, psychological, legal, or financial advice.

You should consult your own qualified professionals regarding any questions or concerns in those areas. Your use of any information from the Site is solely at your own risk.

4. Indemnification

You agree at all times to defend, indemnify, and hold harmless The GOOD NEWS Club and The GOOD NEWS Letter, their affiliates, successors, transferees, assignees, licensees, and their respective parent and subsidiary entities, agents, officers, directors, shareholders, and employees from and against any and all claims, causes of action, damages, liabilities, costs, and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation, or covenant set forth in these Terms of Use or your use of the Site.

5. Online Commerce

Certain sections of the Site may allow you to purchase products, memberships, or services that may be provided by us or by third parties. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of products or services provided by third parties.

If you make a purchase from a merchant listed on or linked to by the Site, the information obtained during your visit to that merchant's site, and the information you provide as part of the transaction (such as your payment details and contact information), may be collected by the merchant and by us. The merchant may have privacy and data collection practices that differ from ours. We are not responsible or liable for these independent policies.

Your dealings, correspondence, or participation in promotions with any third party found on or through our Site are solely between you and that third party. You agree that The GOOD NEWS Club and The GOOD NEWS Letter shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as a result of such dealings.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products only for legitimate, non fraudulent purposes. You also agree to purchase goods or services only for yourself or for another person for whom you are legally permitted to do so. If you provide information about a third party in connection with a purchase, you represent that you have that person's express consent.

6. Interactive Features and Acceptable Use

The Site may include features such as message boards, blogs, comment sections, email services, or other interactive areas that allow feedback and real time interaction between users.

You are solely responsible for the material you post or send. You agree that you will not:

• Restrict or inhibit any other user from using and enjoying the Site.

• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

• Interfere with or disrupt any servers or networks used to provide the Site, or disobey any policies or regulations of those networks.

• Use the Site to encourage or engage in unlawful activities or activities that may cause harm to any person or property.

• Gain unauthorized access to the Site or any account, computer system, or network connected to the Site.

• Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind.

• Post or transmit any information or material that infringes upon the rights of others, including privacy, publicity, copyright, trademark, or other proprietary rights, without permission from the rights holder.

• Post or transmit any information or material that contains a virus or other harmful component.

• Use the Site to post, transmit, or exploit any information or material for commercial purposes or that contains advertising, without our express written approval.

• Gather for marketing purposes any email addresses or other personal information posted by users of the Site.

We may host message boards, chats, or other public forums on the Site. Any user who fails to comply with these Terms of Use may be removed and refused continued access to such forums. We may remove or alter any user created content at any time for any reason.

We are not responsible for and do not endorse the opinions, advice, information, or statements posted by third parties in any public forum on the Site. Under no circumstances will we, our affiliates, suppliers, or agents be liable for any loss or damage caused by your reliance on information obtained through these forums.

We have no obligation to monitor any content or postings on the Site. However, you agree that we have the right to monitor at our sole discretion and to edit, refuse to post, or remove any content in whole or in part for any reason, and to disclose such content as necessary to satisfy any law, regulation, legal process, or governmental request or to protect ourselves and our users.

7. Registration

To access certain features of the Site, you may be asked to register and provide certain demographic and personal information. You agree to provide true, accurate, current, and complete information about yourself as prompted by the registration form.

If we have reasonable grounds to suspect that such information is untrue, inaccurate, incomplete, or used in violation of these Terms of Use, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site.

Our use of any personally identifiable information you provide as part of the registration process is governed by our Privacy Policy.

8. Passwords

To use certain features of the Site, you may need a username and password. You are responsible for maintaining the confidentiality of your password and account and for all activities that occur under your password or account.

You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security and to log out at the end of each session. We are not liable for any loss or damage arising from your failure to protect your password or account information.

9. Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL WE OR OUR SUBSIDIARIES, PARENT ENTITIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, EMAILS, PRODUCTS, OR SERVICES, OR THIRD PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES.

BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY USER. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SITE OR ANY MATERIALS, PRODUCTS, OR SERVICES IS TO STOP USING THE SITE AND SUCH MATERIALS, PRODUCTS, OR SERVICES.

THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND THE GOOD NEWS CLUB AND THE GOOD NEWS LETTER MAKE NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS, OR APPROPRIATENESS FOR ANY PURPOSE.

10. Termination

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination.

The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liability set forth in these Terms of Use, shall survive such termination.

11. Refund Policy

Your purchase of a product, service, membership, or ticket to an event may or may not include a refund option. Each specific product, service, event, or course will specify its own refund policy.

Please review the applicable refund terms before making a purchase.

12. Digital Millennium Copyright Act (DMCA)

The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the internet infringes their rights under United States copyright law.

If you believe in good faith that materials hosted by The GOOD NEWS Club and The GOOD NEWS Letter infringe your copyright, you or your agent may send us a notice requesting that the material be removed or access to it be blocked.

Any notification by a copyright owner or a person authorized to act on their behalf that fails to comply with the DMCA requirements will not be considered sufficient notice and will not be deemed to confer upon us actual knowledge of infringing material or acts.

If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter notice.

All notices and counter notices must meet the statutory requirements imposed by the DMCA. For more details, see the U.S. Copyright Office website at www.copyright.gov.

Our designated Copyright Agent for notice of claims of copyright infringement or counter notices can be reached at: info@gene.cobb.com

13. Assignment

This Agreement shall be binding upon and inure to the benefit of The GOOD NEWS Club and The GOOD NEWS Letter and our respective assigns, successors, heirs, and legal representatives.

You may not assign your rights or obligations under these Terms of Use without our prior written consent. We may assign our rights and obligations under this Agreement to any affiliated entity or any of our wholly owned ministries or subsidiaries without notice to you.

14. Dispute Resolution and Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law principles.

Any dispute arising under or relating in any way to these Terms of Use or your use of the Site shall be submitted to binding arbitration in Rogersville Tennessee, United States. The arbitration shall be conducted by a single arbitrator and administered by a recognized arbitration organization under its applicable rules.

If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.

15. Class Action Waiver

You may only resolve disputes with us on an individual basis. You may not bring any claim as a plaintiff or class member in a class, consolidated, or representative action.

Class arbitrations, class actions, private attorney general actions, and consolidation of individual arbitrations are not permitted.

The arbitrator may not consolidate more than one person's claims and may not preside over any form of a class or representative proceeding unless all relevant parties specifically agree to do so after arbitration has been initiated.

16. Severability

If any clause within this Dispute Resolution provision (other than the Class Action Waiver) is found to be illegal or unenforceable, that clause will be severed, and the remainder of the provision will remain in full force and effect.

If the Class Action Waiver clause is found to be illegal or unenforceable, this entire Dispute Resolution provision will be unenforceable, and the dispute will be decided by a court of competent jurisdiction.